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Terms & Conditions

Effective Date: 6 December 2025

1. Purpose and acceptance of these Terms

Luume Advisory Pty Ltd ABN 82 679 123 456 (“Luume Advisory”, “we”, “us”, “our”) operates the website https://www.luumeadvisory.com.au (the “Site”).

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By accessing or using the Site, you agree to be legally bound by these Terms of Use (“Terms”). If you do not agree with any part of these Terms, you must immediately cease using the Site.

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In these Terms, “you” and “your” means the individual or entity accessing or using the Site.

We may update these Terms at any time. The latest version will always be posted on this page with the updated “Effective Date”. Your continued use of the Site after any changes constitutes acceptance of the updated Terms.

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2. Definitions

  • Content means all text, graphics, logos, images, audio, video, software, data and other material on the Site.

  • Intellectual Property means all copyright, trademarks, designs, patents, trade secrets, domain names and other proprietary rights (registered or unregistered).

  • Site means https://www.luumeadvisory.com.au and all associated pages, services and content.

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3. Access and permitted use

You may access and use the Site only for lawful, personal and non-commercial purposes, or for legitimate business purposes when engaging with our professional services.

You must not:

  • Use the Site for any commercial purpose without our prior written consent

  • Copy, reproduce, modify, distribute, republish, display, transmit or create derivative works from any Content without our express written permission

  • Interfere with or disrupt the Site or servers/networks connected to the Site

  • Attempt to gain unauthorised access to any part of the Site

  • Use the Site in any way that is unlawful, fraudulent, harmful, or in breach of any person’s rights

 

4. Intellectual Property

All Intellectual Property in the Site and its Content is owned by or licensed to Luume Advisory. Nothing in these Terms grants you any licence or right to use our trademarks, logos, business name or Content except as expressly permitted. You may not remove or obscure any copyright or trademark notices.

 

Unauthorised use or reproduction of any Content may result in legal action.

 

5. No collection of personal information via the Site

The Site is purely informational. We do not collect personal information through forms, sign-ups, logins, or tracking technologies. Basic non-personal server logs (e.g., anonymised IP address, date/time of visit) are recorded only for security and performance purposes. Our full Privacy Policy is available at: https://www.luumeadvisory.com.au/privacy

 

6. Cookies and analytics

The Site does not use cookies, web beacons, pixels, Google Analytics, social media plugins, advertising networks or any other tracking technologies.

 

7. Third-party links

The Site may contain links to external websites for convenience. We are not responsible for the content, accuracy or privacy practices of linked sites. Links do not imply endorsement.

 

8. Disclaimer

The Site and its Content are provided “as is” and “as available” without warranties of any kind, express or implied.

To the maximum extent permitted by law, Luume Advisory excludes all liability for any loss or damage (including indirect or consequential loss) arising from your use of or reliance on the Site or its Content, even if we have been advised of the possibility of such loss.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

 

9. Limitation of liability

To the fullest extent permitted by law (including the Australian Consumer Law), our total liability to you for any claim arising from or relating to the Site is limited to AUD $100 or the resupply of access to the Site (at our option).

 

10. Indemnity

You agree to indemnify and hold Luume Advisory, its directors, employees and agents harmless from any claim, loss, damage, cost or expense (including legal fees) arising from your breach of these Terms or your use of the Site.

 

11. Termination

We may, at our sole discretion and without notice, suspend or terminate your access to the Site if we believe you have breached these Terms.

 

12. General

  • If any part of these Terms is found to be invalid or unenforceable, that part will be severed and the remainder will continue in full force.

  • These Terms are governed by the laws of Victoria, Australia. You submit to the exclusive jurisdiction of the courts of Victoria.

  • Failure by us to enforce any right under these Terms does not constitute a waiver of that right.

 

13. Contact us

If you have any questions about these Terms, please contact: Luume Advisory Pty Ltd Email: hello@luumeadvisory.com.au.

 

Thank you for visiting Luume Advisory.

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